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Federal Home Loan Bank of San Francisco's

WISH (Workforce Initiative Subsidy for Homeownership) 

The WISH Program offers first-time homebuyers grants of up to $22,000, matching $4 for every $1 contributed by the homebuyer toward the purchase of a home. WISH grants are provided to eligible homebuyers through the Federal Home Loan Bank of San Francisco’s member financial institutions, and San Pablo EDC is partnering with member Mechanics Bank to make the grants available.

For more information and application contact: or (510) 215-3200


WISH - Federal Home Loan Bank of San Francisco

  • 4:1 Matching Grant (22 k)

First-time Homebuyers Assistance - California Housing Finance Agency

  • Down Payment Assistance
  • Low-Interest Rates

First-time Homebuyers Education -  Richmond Neighborhood Housing Services

  • Homebuyer Education and Counseling

Foreclosure Prevention - Keep Your Home California

  • Hardship Qualifications
  • Mortgage Reinstatement Assistance
  • Unemployment Mortgage Assistance
  • Principal Reduction